01 - Preheat oven to 375°F.
02 - In a medium bowl, combine cream cheese, 1/2 cup mozzarella, 1/4 cup cheddar, 1/4 cup Parmesan, dried oregano, garlic powder, salt, and black pepper. Mix until thoroughly combined.
03 - Spread cheese mixture evenly across bottom of 8-inch oven-safe baking dish.
04 - Pour pizza sauce uniformly over cream cheese base.
05 - Sprinkle remaining mozzarella, cheddar, and Parmesan over sauce layer.
06 - Top with halal pepperoni slices, diced green bell pepper, and black olives.
07 - Bake for 20 to 25 minutes until cheese melts, bubbles, and turns golden brown.
08 - Remove from oven, garnish with fresh parsley or basil if desired, and let stand 5 minutes before serving.
09 - Serve warm with pita chips, breadsticks, or sliced baguette.