Ultimate Layered Taco Dip (Printable View)

A festive layered dip combining creamy, zesty, and crunchy elements, ideal for parties and snacking.

# What You Need:

→ Base Layer

01 - 1 (16 oz) can refried beans
02 - 1 teaspoon taco seasoning

→ Creamy Layer

03 - 1 cup sour cream
04 - 1 cup cream cheese, softened
05 - 1 tablespoon lime juice
06 - 1/2 teaspoon garlic powder

→ Salsa Layer

07 - 1 cup chunky salsa, drained

→ Toppings

08 - 1 cup shredded cheddar cheese
09 - 1 cup shredded Monterey Jack cheese
10 - 1 cup cherry tomatoes, diced
11 - 1/2 cup black olives, sliced
12 - 1/2 cup green onions, sliced
13 - 1 medium avocado, diced
14 - 1/4 cup fresh cilantro, chopped
15 - Tortilla chips for serving

→ Optional Protein Layer

16 - 1/2 lb ground beef or turkey, cooked with taco seasoning

# How-To Steps:

01 - Combine refried beans with taco seasoning in a medium bowl until well blended. Spread evenly across the bottom of a 9x13-inch serving dish or trifle bowl.
02 - Whisk together sour cream, softened cream cheese, lime juice, and garlic powder until completely smooth and no lumps remain. Spread this mixture evenly over the bean layer.
03 - Spoon drained salsa over the creamy layer, spreading gently to maintain distinct layers without mixing into the cream cheese mixture beneath.
04 - If using meat, spread the cooled, seasoned ground beef or turkey evenly over the salsa layer.
05 - Sprinkle shredded cheddar and Monterey Jack cheeses evenly over the top, covering the surface completely.
06 - Layer diced tomatoes, black olives, green onions, avocado tossed with lime juice, and fresh cilantro over the cheese.
07 - Cover and refrigerate for at least 1 hour to allow flavors to meld. Serve chilled with tortilla chips alongside.

# Expert Advice:

01 -
  • The combination of cool, creamy layers against bright salsa and fresh vegetables creates this perfect texture contrast that keeps everyone coming back for just one more chip.
  • You can assemble this hours before guests arrive, which means you're not stuck in the kitchen when the party starts.
02 -
  • Drain your salsa thoroughly, or your layers will start blending together within an hour and you'll lose that beautiful striped effect.
  • Add avocado right before serving, even if that means mixing it in at the last minute, because nothing ruins the presentation faster than brown avocado.
03 -
  • Warm your tortilla chips in a 350°F oven for about 5 minutes before serving to make them extra sturdy and slightly more addictive.
  • If you're transporting this dish, assemble it at your destination to prevent the layers from sliding around during travel.