01 - Place shredded coconut in a dry skillet over medium heat. Stir frequently for 3 to 5 minutes until lightly golden and fragrant. Transfer to a plate and allow to cool.
02 - Core apples and slice into 1/4-inch thick rings. Arrange apple slices in a single layer on a tray lined with parchment paper.
03 - If using caramel candies, place in a microwave-safe bowl with 1 tablespoon water. Microwave for 20-second intervals, stirring between each, until smooth. If using caramel dip, warm slightly for easier spreading.
04 - Using a spoon or offset spatula, spread a thin layer of melted caramel over each apple slice.
05 - Sprinkle toasted coconut generously on top of the caramel layer. Press lightly to adhere.
06 - Combine chocolate chips and coconut oil (if using) in a microwave-safe bowl. Microwave in 20-second bursts, stirring after each, until chocolate is melted and smooth.
07 - Using a fork or piping bag, drizzle melted chocolate over the coconut-topped apple slices.
08 - Optional: Sprinkle a pinch of flaky sea salt over the slices. Allow the chocolate and caramel to set for about 5 minutes before serving.