Ultimate Seven Layer Taco Dip

This Ultimate Seven Layer Taco Dip is piled high with creamy guacamole, chunky tomatoes, and crisp shredded lettuce, ready for dipping. Pin it
This Ultimate Seven Layer Taco Dip is piled high with creamy guacamole, chunky tomatoes, and crisp shredded lettuce, ready for dipping. | homeypinbakes.com

This seven-layer Tex-Mex dip blends seasoned beans, creamy sour cream and cream cheese mix, fresh guacamole, and tangy salsa. It's topped with shredded cheddar, Monterey Jack cheese, crisp lettuce, juicy tomatoes, black olives, and green onions. The dip is best chilled for an hour to let flavors meld perfectly. Serve alongside crispy tortilla chips for a refreshing, crowd-pleasing appetizer that suits casual gatherings and game days alike.

The first time I brought this taco dip to a Super Bowl party, I honestly thought it was too simple. People kept asking me for the recipe like I'd invented something revolutionary. Now it's the one dish my friends actually request by name.

I made this for my sister's baby shower last summer, watching my aunt sneak back to the serving dish four times. There's something magical about how the cream cheese mellows into the beans while the guacamole keeps everything bright and fresh. By the time I went to pack up leftovers, the dish was literally scraped clean.

Ingredients

  • Refried beans: These create the sturdy foundation that holds everything together, and mixing them with taco seasoning transforms their flavor completely
  • Sour cream and cream cheese: The combination gives you that perfect tangy creaminess that bridges the beans and fresher layers
  • Guacamole: Homemade is best here but storebought works in a pinch, just look for one with real avocado pieces
  • Salsa: Drain it for five minutes in a sieve to prevent your dip from getting watery
  • Shredded cheeses: The cheddar and Monterey Jack blend gives you sharpness and melt in every bite
  • Fresh toppings: The lettuce, tomatoes, olives, and green onions add the crunch and color that make each layer distinct

Instructions

Season the bean foundation:
Mix the refried beans with the entire packet of taco seasoning until completely combined, then spread it in the bottom of your glass dish using the back of a spoon for an even layer
Create the creamy middle:
Beat the sour cream and softened cream cheese until no lumps remain, then gently spread it over the beans, being careful not to mix the two layers together
Add the vibrant layers:
Spread the guacamole over the cream cheese, then carefully layer the drained salsa on top before sprinkling both cheeses evenly across the surface
Finish with the fresh toppings:
Scatter the lettuce first so it doesn't get soggy, then arrange the tomatoes, olives, and green onions in rows or scattered generously
Let it rest:
Cover tightly and refrigerate for at least one hour, but honestly two hours is better for letting all those TexMex flavors meld together
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My neighbor's teenage son lingered by the buffet table longer than usual at our block party, later confessing he'd eaten way more than his share. That's when I realized this isn't just party food, it's the kind of dish that breaks the ice and gets people talking between bites.

Make It Your Own

I've found that swapping in Greek yogurt for the sour cream actually works beautifully, especially if you're serving a crowd watching their waistline. Nobody has ever noticed the difference, and the slight tang really complements the spice blend.

Serving Strategy

Put out sturdy restaurantstyle tortilla chips rather than thin ones that'll shatter when they hit the dense layers. I learned this lesson the hard way when half my guests ended up with broken chips and frustrated expressions.

Timing Is Everything

This dip sits beautifully for hours at room temperature, which makes it perfect for open houses or casual gatherings. However, the guacamole layer might start to darken slightly after about three hours.

  • Press plastic wrap directly onto the surface if you need to refrigerate leftovers, though there rarely are any
  • Sprinkle a little extra lime juice over the guacamole layer if you're making it more than two hours ahead
  • Set out a small knife and spoon for people who want to dig deeper into the layers
A colorful, chilled Ultimate Seven Layer Taco Dip featuring seasoned refried beans, cheese, and olives, served with crispy tortilla chips. Pin it
A colorful, chilled Ultimate Seven Layer Taco Dip featuring seasoned refried beans, cheese, and olives, served with crispy tortilla chips. | homeypinbakes.com

Watch this become the dish everyone expects at every gathering, and honestly, you won't mind making it one bit.

Recipe Questions & Answers

Yes, replace dairy sour cream, cream cheese, and shredded cheeses with vegan alternatives for a plant-based version.

Chilling for at least one hour helps layers firm up and flavors blend for the best taste and texture.

Use hot salsa or add diced jalapeños in the toppings to increase the heat level to your preference.

Yes, a layer of cooked, seasoned ground beef or turkey can be added between the beans and creamy layers.

Crispy tortilla chips complement the rich layers nicely and provide a satisfying crunch.

Greek yogurt is a good lighter alternative to sour cream, providing creaminess with less fat.

Ultimate Seven Layer Taco Dip

Layered dip with beans, creamy layers, guacamole, salsa, cheeses, and fresh veggies served with tortilla chips.

Prep 20m
0
Total 20m
Servings 10
Difficulty Easy

Ingredients

Base Layers

  • 1 (16 oz) can refried beans
  • 1 packet (1 oz) taco seasoning mix
  • 1 cup sour cream
  • 1 cup cream cheese, softened

Middle Layers

  • 1 cup guacamole
  • 1 cup salsa (mild or medium, drained if watery)

Toppings

  • 1 cup shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese
  • 1 cup shredded iceberg lettuce
  • 1 cup diced tomatoes
  • 1/2 cup sliced black olives
  • 1/4 cup sliced green onions

For Serving

  • 1 bag (12 oz) tortilla chips

Instructions

1
Prepare Bean Layer: Combine refried beans and taco seasoning in a medium bowl. Spread evenly in the bottom of a large, shallow serving dish or 9x13-inch glass baking dish.
2
Create Cream Layer: Blend sour cream and cream cheese in another bowl until smooth. Gently spread this mixture over the bean layer.
3
Add Guacamole and Salsa: Carefully spread the guacamole over the cream cheese layer, followed by an even layer of salsa.
4
Sprinkle Cheeses: Distribute shredded cheddar and Monterey Jack cheeses evenly over the salsa layer.
5
Top with Vegetables: Add shredded lettuce, then top with diced tomatoes, sliced black olives, and green onions.
6
Chill Before Serving: Cover and refrigerate for at least 1 hour to allow flavors to meld. Serve chilled with tortilla chips.
Additional Information

Equipment Needed

  • Mixing bowls
  • Spatula or spreader
  • 9x13-inch serving dish
  • Knife and cutting board

Nutrition (Per Serving)

Calories 290
Protein 8g
Carbs 23g
Fat 18g

Allergy Information

  • Contains milk (sour cream, cream cheese, shredded cheeses)
  • May contain wheat (in some brands of tortilla chips)
  • May contain soy (in some refried beans)
Jenna Whitaker

Passionate home cook sharing simple, wholesome recipes perfect for busy families and weeknight dinners.